TMB offers you a wide range of banking products and services specifically designed to meet both your everyday and longer term banking needs. We aim to be a life-long partner working with you throughout the different stages of your life. As the Bank that gives you the tools to achieve your ambitions, TMB places your projects firmly within the reach of your hand.
Discover our services and take advantage of our highly competitive offering whatever your requirements and needs.
Our standard current and instant access accounts allow you to manage your finances in a convenient and highly secure way. You may access your funds 24/7, online, in branch or at an ATM. Uniquely in the DRC, withdrawals from your account are free.
We offer current and instant access accounts in Congolese Francs (CDF), US Dollars (USD) and Euros (EUR). With your TMB VISA Debit or Maestro card you can access your funds anywhere around the world.
At TMB, we believe that everyone has the right to save for their future. Our savings account allows you to build wealth and have permanent access to your savings. Take advantage of our savings product and take the opportunity to build a financial reserve for future projects whilst benefiting from attractive interest rates.
We offer savings accounts in Congolese Francs (CDF), US Dollars (USD) and Euros (EUR).
Our USD term deposit account offers unbeatable rates of interest allowing you to maximise the return on your capital. Place your savings on a fixed term deposit with TMB and earn up to 7% interest APR. Our term deposit account offers you the ability to determine the amount and duration of your investment according to your investment needs.
- Transferring Money in the DRC
When transferring funds within the DRC you can benefit from the unrivalled coverage offered by TMB, the bank with the largest bank branch network in the DRC. Keep in touch with family, business partners, clients or suppliers and transfer funds in safety and at highly attractive rates across our branch network.
Check out our money transfer product Pepele that lets you make transfers between all the cities in which are agencies of our network even if you don’t have an account with TMB.
- International Transfers
With our international transfer service you can transfer funds to or from bank accounts around the world, and at highly attractive rates. Our wide network of correspondent banks allows for the rapid transfer of funds between the DRC and third party countries. As a member of the SWIFT international network you can send or receive funds from abroad in as little as twenty-four hours, whilst at the same time benefiting from unparalleled security. TMB SWIFT is TRMSCD3L.
To meet your financing requirements TMB offers a variety of loan products tailored to the individual needs of our clients. Our specialists are available to help you analyze your financing needs and provide you with the most appropriate solution.
We offer loans in both Congolese Francs (CDF) and US Dollars (USD).
Because it is essential to have the right information at hand, TMB offers you Netbank, our online banking service. This service gives you full control over your account and opens the door to many applications including:
- Consult your account and check your account balance;
- Make money transfers online;
- Download account statements;
- View all account transactions.
Our Netbank team are available to help you with any queries you may have.
TMB credit and debit cards opens the door to a world of possibilities:
- Use your card throughout the DRC and around the world;
- Free cash withdrawals at all TMB ATMs in the DRC;
- Use your card online to make payments or secure reservations;
- Benefit from added security with advanced pin code technology;
- Our SMS alert system provides you with instant notification of all card transactions;
- Instant balance updates by SMS after each transaction;
- Instant outstanding balance updates by SMS;
- Instant notification of payments to your card’s account;
- Instant notification when you add credit to your prepaid cards;
In partnership with Afrissur, one of the Congo’s leading life assurance companies, TMB offers various insurance products to protect you and your loved ones from life’s perils.
Loan repayment insurance guarantees payment of the outstanding balance due on your term loan in the event of death or total permanent disability, all causes.
Overdraft repayment insurance guarantees payment of the outstanding balance on the insured’s overdraft account in the event of death or total permanent disability, all causes.
Burial Insurance guarantees the payment of a predetermined amount (maximum US$5,000) in the event of death, all causes, of the insured. An optional cover that doubles the amount in the event of accidental death is also possible.
Supplementary Education Insurance is a mixed life insurance policy that guarantees payment of an annuity to your children (maximum duration of 5 years) to finance their studies, for example in the case of reaching a certain age, or of death, or total permanent disability (all causes) of the insured.
Project Savings Insurance is a mixed life insurance policy that guarantees payment of an agreed amount, payable at a set time, whether the insured is alive or deceased on this date.
VIP Savings Insurance is a life insurance policy through which the insured builds up term savings. On the endowment date, the amount paid to the Insured is a guaranteed minimum amount equal to the cumulative premiums net of fees plus interest (guaranteed rate) and a variable policyholder’s bonus.
- Supplementary Pension Savings are intended to build up pension savings.
The policyholder sets:
- either the amount of the premium they want to pay according to a chosen frequency (monthly, quarterly, semi-annually, annually, one-off);
- or the capital that they wish to receive at the end of the contributions.
On the endowment date, the amount paid is a guaranteed minimum amount equal to the cumulative premiums net of fees plus interest and a variable policyholder’s bonus.
Our specialists are available to help you analyse your needs and provide you with the most appropriate solution.